Your easier and more rewarding way of closing deals.

Getting home loans arranged for your customers is a critical part of your business. But the process of working with banks and finding the best deals can get cumbersome and daunting: the paperwork, industry jargon, and fine print. 

PropertyGuru Finance’s Home Loan Referral Programme aims to support agent partners by finding the perfect home loan for your clients so that you can close deals easier and get rewarded even better!

We’ll help your clients find the perfect home loan with ease


Provide guided navigation through our home loans marketplace  

and recommend loans upon understanding their home financing budget.


Obtain the highest possible loan amount in the market  

by finding the closest possible indicative property valuation.


Attain Approval in Principle for up to 75% loan to valuation  

through negotiations with banks.


Present the best home loan package options

based on the financing needs and goals of your clients.

Best-in-Market Rewards in Store for you

When your client successfully secures their home financing or refinancing through us, you'll enjoy 100% (instead of the usual 90% of the 0.15% bank referral commission)  

90% in Cash

Calculated based on
percentage of loan amount

10% in PropertyGuru Ad Credits

Calculated based on
value of a percentage of loan amount

Find out how to calculate your rewards - here’s an example.

Start referring or get more details

How does the Home Loan Referral Programme works:


Contact Your Personal Home Loan Assistant

Drop us an email or a WhatsApp message to send your request.



We Offer Your Client Personalised Advice

Your personal home loan assistant will reach out to understand your client’s financing needs and share the right home loan package.


We Process Your Client’s Home Loan Application

We’ll carry out the valuation, negotiation, submit the application, and share updates every step of the way.



We Attain the Bank’s Letter of Offer

Once your client has selected a preferred home loan package, we will coordinate for the signatures required for the Letter of Offer and other legal documents to seal the deal.


You Collect Your Referral Commission and Ad Credits

Once your client has secured their perfect home loan , we’ll let you know that it’s time to collect your rewards.


With PropertyGuru Finance, it’s that fast and simple.



By accelerating your customers’ property purchase and increasing their chances to secure mortgaging - PropertyGuru Finance empowers agents to successfully close deals faster and more easily.

With the goal of becoming Singapore’s most trusted mortgage marketplace, PropertyGuru Finance combines our technology, brand credibility, industry know-how and partnerships with banks to enable a hassle-free mortgaging experience for you and your customers. 

Find out more about PropertyGuru Finance here.

Frequently Asked Questions


Start referring your clients to PropertyGuru Finance today!

Can’t find your question here? Check out our FAQ page or contact your personal home loan assistant at +65 8769 5300 or