Your easier and more rewarding way of closing deals.
Getting home loans arranged for your customers is a critical part of your business. But the process of working with banks and finding the best deals can get cumbersome and daunting: the paperwork, industry jargon, and fine print.
PropertyGuru Finance’s Home Loan Referral Programme aims to support agent partners by finding the perfect home loan for your clients so that you can close deals easier and get rewarded even better!
We’ll help your clients find the perfect home loan with ease
Provide guided navigation through our home loans marketplace
and recommend loans upon understanding their home financing budget.
Obtain the highest possible loan amount in the market
by finding the closest possible indicative property valuation.
Attain Approval in Principle for up to 75% loan to valuation
through negotiations with banks.
Present the best home loan package options
based on the financing needs and goals of your clients.
Best-in-Market Rewards in Store for you
When your client successfully secures their home financing or refinancing through us, you'll enjoy 100% (instead of the usual 90% of the 0.15% bank referral commission)
90% in Cash
Calculated based on
percentage of loan amount
10% in PropertyGuru Ad Credits
Calculated based on
value of a percentage of loan amount
Find out how to calculate your rewards - here’s an example.
How does the Home Loan Referral Programme works:
Contact Your Personal Home Loan Assistant
Drop us an email or a WhatsApp message to send your request.
We Offer Your Client Personalised Advice
Your personal home loan assistant will reach out to understand your client’s financing needs and share the right home loan package.
We Process Your Client’s Home Loan Application
We’ll carry out the valuation, negotiation, submit the application, and share updates every step of the way.
We Attain the Bank’s Letter of Offer
Once your client has selected a preferred home loan package, we will coordinate for the signatures required for the Letter of Offer and other legal documents to seal the deal.
You Collect Your Referral Commission and Ad Credits
Once your client has secured their perfect home loan , we’ll let you know that it’s time to collect your rewards.
By accelerating your customers’ property purchase and increasing their chances to secure mortgaging - PropertyGuru Finance empowers agents to successfully close deals faster and more easily.
With the goal of becoming Singapore’s most trusted mortgage marketplace, PropertyGuru Finance combines our technology, brand credibility, industry know-how and partnerships with banks to enable a hassle-free mortgaging experience for you and your customers.
Find out more about PropertyGuru Finance here.
Frequently Asked Questions
How can I calculate my commission?
Let’s say your client takes a home loan of S$300,000 and your bank referral commission is 0.15% - you will earn S$450 in commissions and rewards (including GST).
The S$450 comprises:
1) Commission : S$420.60
2) GST : S$29.44
You'll receive the following:
1) In Cash : S$378.50 (90% of the commission)
2) In Ad-Credits (Rounded up): 96 Ad credits (Valued at S$71.50 - 10% of the commission + 7% GST)
When will I receive my commission and Ad Credit rewards?
You will receive commission and Ad Credits via bank transfer 5 days after the bank processes their referral fee, which usually takes between 3 to 6 weeks.
Does this mean that PropertyGuru Finance is a broker?
Don’t worry, we’re not going to replace your broker or turn into a brokerage business.
Our goal is to become Singapore’s most trusted mortgage marketplace, by leveraging technology and working closely with you, your clients, and all major banks.
With PropertyGuru Finance, we’ve created a hassle-free home loan experience where:
Your clients successfully find, finance, and own property.
You close more deals and earn more commision.
It’s a win-win for everyone!